Alabama Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Alabama.

Click below to order a repossession in Alabama.

Repossessors are not licensed in the state of Alabama, but must adhere to the regulations set forth in the Uniform Commercial Code regarding collateral recovery. Alabama is not a right to cure state so prior notice to the debtor is not required in Alabama either. The exception to this is that the debtor may have purchased the collateral in a right to cure state and the promissory note the debtor signed may require that a right to cure notice be sent to the debtor. The Uniform Code must be followed as far as the repo company may not breach the peace while recovering any collateral in Alabama. The lien holder is obligated to send the debtor certified mail advising them of their right to redeem the collateral. The notice must state that the collateral was repossessed and that the lender intends to sell it at public auction. The notice must also let the consumer know that this process can be prevented if the consumer pays off the loan. If the consumer does pay off the loan, the collateral will be returned to the consumer. We perform all of our vehicle recoveries in strict accordance with all local, state and federal laws. Make sure the repo company you hire is as diligent as Speedy Repo when it comes to recovering collateral and staying within the confines of the law. All Speedy Repo employees attend continuing legal education courses through Repo U.

Speedy Repo has a strong presence in Alabama. We have 7 repo offices throughout the state with 21 repo trucks stationed in 15 different counties across Alabama. No company has better repo coverage in the state than Speedy Repo. All of our trucks are equipped with license plate reader cameras that will notify our drivers if they pass a vehicle that is up for repo. The license plate readers also log every license plate that they see along with the date, time and GPS coordinates that license plate was seen at. License plate reader cameras are the best tool for finding collateral that is being hidden. Our database of license plate locations in Alabama contains more than 5 million entries. If your collateral is in Alabama, our computer system probably knows where it is at.

We repossess quite a few pieces of farm equipment throughout the state of Alabama, and have become experts at locating and recovering them. Tractors are by far the most common piece of farm equipment we recover for lien holders. We also routinely recover heavy machinery like bulldozers, skid steers, backhoes, and combines. Speedy Repo has the experience, equipment and personnel that can safely recover any piece of farm equipment that you have a lien on. Send us one assignment and allow Speedy Repo to show you just how good we are at recovering any piece of farm equipment you need recovered and secured. Remember, We are contingent, if we don't recover your equipment, there is no charge from Speedy Repo.

Whatever your repossession needs are in Alabama, please consider utilizing Speedy Repo services. When your regular repo man can't locate or repo your collateral, give us a try, there is a reason we are the oldest, biggest and best repo company in the state of Alabama. If we are not successful at recovering your collateral, we will not bill you at all. Just one of the advantages of using Speedy Repo as your go to repo service.

Alabama repo offices - Alabaster Albertville Alexander City Andalusia Anniston Arab Ardmore Athens Atmore Attalla Auburn Bay Minette Bessemer Birmingham Boaz Brewton Butler Calera Camden Centre Clanton Columbiana Cullman Dadeville Daleville Daphne Decatur Demopolis Dothan Enterprise Eufaula Evergreen Fairfield Fairhope Fayette Florence Foley Fort Payne Gadsden Gardendale Geneva Greenville Gulf Shores Guntersville Haleyville Hamilton Hanceville Hartselle Hazel Green Huntsville Jackson Jacksonville Jasper Lanett Leeds Loxley Madison Millbrook Mobile Monroeville Montevallo Montgomery Moulton Muscle Shoals Northport Oneonta Opelika Opp Orange Beach Oxford Ozark Pelham Pell City Phenix City Piedmont Pinson Prattville Rainbow City Rainsville Roanoke Robertsdale Russellville Saraland Scottsboro Selma Sheffield Spanish Fort Sylacauga Talladega Tallassee Theodore Thomasville Troy Trussville Tuscaloosa Tuscumbia Tuskegee Union Springs Valley Warrior Wetumpka Winfield

Title State: Repossession Title and License Information refer to: Alabama Motor Vehicle Division, P.O. Box 327630, Montgomery, Alabama, 36132-7630. Tel.: (334) 242-9056. Fees for registration and title will vary.

Recording: Uniform Certificate of Alabama Title effective 1975 model vehicles, not retroactive to older vehicle regardless of Title status from other states.

Recovery: Peaceful repossession permitted in Alabama.

Repossession Redemption: Acceleration of balance, (Uniform Commercial Code supersedes all other provisions).

Deficiency: Collectible after public/private repo sale.

Special Motor Vehicle Provisions: Repeated acceptance of delinquent payments should be cured; repeated acceptance of delinquent payments interpreted as a waiver of contract. Debtor should be notified at least ten (10) days prior to sale of vehicle that same will be sold at public or private sale, (public sale not mandatory), and advised the specific amount owed (including recovery costs).

Documents Required to Transfer Ownership of Motor Vehicle: Certificate of Title, Affidavit of Repossession, Bill of Sale showing gross sale proceeds and the odometer reading, (all liens on face of Title should be released by lien holder). Repossession Title in lien holders name not required.

Alabama plates remain with the vehicle after repossession.