Arizona Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Arizona.

Click below to order a repossession in Arizona.

Arizona does not require any license for repossessors. It is not a right to cure state, meaning that there is no requirement for the lender or the repo company to give the debtor prior written notice before seizing the vehicle. The exception to this is if the debtor signed the contract in a right to cure state like Missouri. The lender should be aware of where the contract was signed and the legal requirements to recover the collateral. The Uniform Commercial Code mandates that self help repossession is permitted so long as the peace is not breached during the repossession process. Once the vehicle is attached to the tow truck and the police have been notified the vehicle is deemed to have been officially repossessed.

Arizona has been plagued with an extreme amount of sub leasing scams. It has become such a problem that Arizona has passed legislation to protect lien holders: Arizona Revised Statutes 13-3717, the unauthorized subleasing of a motor vehicle is classified as a Class 1 Misdemeanor. Furthermore, depending on the severity of the offense, these actions can escalate to a Class 5 Felony under statutes governing the theft of services or the failure to return leased property. A sub leasing scam is a situation where: Someone advertises their vehicle for sale. A scammer contacts them and offers to lease their vehicle from them for more money than their monthly payment to the bank. Once the scammer has possession of the vehicle they never pay the owner anything. The police refuse to get involved as it is a civil matter. Their lien holder ends up suing them and they probably don't even know the person's real name that has their vehicle. Never fear, our license plate reader cameras probably already know where your collateral is located. Call Speedy repo today to recover your vehicle!

Speedy Repo is one of the only repo companies in Arizona that performs private party repossessions. A private party repo is defined as any repo that occurs outside the typical lender debtor relationship. A typical private party repo would be where someone lends their friend or relative and then on goes on the run with their friends car or just flat out refuses to return their vehicle. The police will not get involved as it is a civil matter, but don't worry Speedy Repo will locate and recover your vehicle for you. Call Speedy Repo today to get us started on recovering your vehicle.

We are equipped to repossess anything you might have a lien on: cars, trucks, boats, semi trucks, heavy equipment, oversized equipment. We have a tow truck or trailer capable of hauling almost anything. If your collateral can be safely moved down the road, we can recover it for you. Wide loads and oversized loads are not a problem either. We can fast track any permit that would be required to move your oversized equipment. When you need collateral recovered in Arizona, quickly and with in the confines of the law Speedy Repo is your best option. Call today and put Speedy Repo on your repo assignment.

Arizona Repo Offices - Apache Junction Avondale Benson Bisbee Buckeye Bullhead City Camp Verde Casa Grande Cave Creek Chandler Chinle Chino Valley Coolidge Cottonwood Douglas Flagstaff Fort Defiance Fort Mohave Fountain Hills Gilbert Glendale Globe Goodyear Green Valley Holbrook Kayenta Kingman Lake Havasu City Lakeside Litchfield Park Mesa Mohave Valley Nogales Page Paradise Valley Parker Payson Peoria Phoenix Pinetop Prescott Prescott Valley Quartzsite Safford Saint Johns Scottsdale Sedona Show Low Sierra Vista Snowflake Springerville Sun City Sun City West Surprise Tempe Tuba City Tucson Whiteriver Wickenburg Willcox Window Rock Winslow Yuma

Title State: Repossession Title and Repossessor License information refer to: The Arizona Department of Transportation, Motor Vehicle Repossession Division, 1801 W. Jefferson, Phoenix, Arizona 85007

Recording: Must be recorded with Arizona county Recorder of County in which goods are situated at the time of repossessor sale. Commercial Code adopted January, 1968.

Recovery: Peaceful repossession permitted in Arizona.

Arizona Repossession Redemption: Debtor can redeem within 10 days after repossession. If 50% of purchase price has been paid, public repo sale with notice is required. If more than $500.00 has been paid prior to repossession, publication in Arizona newspaper is also required. Less than 50% or $500.00, private repo sale permitted.

Repossession Deficiency: Arizona Repo does not bar suit for price, and vice versa. Confession of judgment notes are valid for Arizona repossessor.

Special Motor Vehicle Provisions: Repossession Lien must appear on title. Secretion of mortgaged goods a crime.

Documents Required to Transfer Ownership: Certificate of title in name of registered owner with Power of Attorney signed by registered owner and lien termination statement or certificate of title in name of legal owner, properly endorsed to make instrument negotiable for repossessor.

Plates: Arizona Repo plates stay with the vehicle. Registration is transferred as part of repossession title transfer transaction.