Washington DC Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Washington DC.

Click below to order a repossession in Washington DC.

Washington DC requires that all repossessors obtain a license from the Department of Licensing and Consumer Protection (DLCP). Washington DC has a right to cure law on the books where the lender must send a letter to the debtor at least 10 days before repossessing the vehicle. The letter must explain that the loan is in default and that the lender intends to repossess the collateral. The letter should be sent by certified mail and regular mail. The repo agent should be provided a copy of the letter and the certified mail return receipt. The Uniform Commercial code is the federal law that requires  the lender provide a 15 day right to redeem the collateral by the debtor. The lender must send a letter to the debtor advising them of their right to redeem. The lender has the right to demand anything from up to date payments and proof of insurance or the balance in full from the debtor. The debtor has 15 days to comply to the demands of the lien holder.

There are very few car dealerships in Washington DC. Most residents travel to Alexandria Virginia or Baltimore, Maryland to purchase any vehicle. Most of Washington DC houses are row houses with no garages and on street parking. This makes it easy to both locate and repossess any vehicles in DC. Our license plate readers are very effective because there are very few garages in DC for people to hide their cars. All of our repo trucks are equipped with go jacks that allow our driver to push the car out of it's parking spot sideways then hook up to our tow truck and go. When a vehicle is parked on the street, it is already on public property. This enables our drivers to call the police and log the collateral as repossessed as soon as they have the go jacks under the car.

Washington DC has had a major fake id problem for decades. To get a temporary drivers license in DC you do not have to present a birth certificate, social security card or passport. The DMV in DC will accept a utility bill as proof of who you are. Then when you go back to get your actual drivers license, the DMV will accept your temporary drivers license as proof of who you are. This has created a nightmare for lenders and law enforcement. It has been estimated that there are over 100K drivers licenses issued by the DC DMV to names that do not exist. The problem has carried over to other states as well since they will accept a DC drivers license as proof of identity. This will not work for anyone attempting to obtain a Real ID required to board any airline.

Washington DC Counties covered for repossession- Washington DC

Washington DC Repo Offices- Washington DC

Washington DC title, and repossession requirements:

Washington DC Repossession Title State: License and Registration information refer to: Department of Washington DC Repossession Motor Vehicles, 301 "C" Street, N.W., Washington, D.C. 20001. Fee for search of repossessor records: 50¢.

Washington DC Repossession Recording: With Recorder of Deeds for the District. Uniform Commercial Code adopted January, 1965.

Washington DC Repossession Recovery: Peaceful repossession permitted.

Washington DC Repossession Redemption: Repo Redemption rights provided for in licensing and inspection regulations.

Washington DC Repossession Deficiency: Discretion of Court in foreclosure proceedings permitted after foreclosure. Confession of judgment notes invalid.

Special Washington DC Repossession Motor Vehicle Provisions: Liens on motor vehicles must be recorded on title to be effective against third parties.

Documents Required to Transfer Ownership of Motor Vehicle: Title Certificate in lien holder's name.

Washington DC Repossession Plates: Plates remain with the owner.