Florida Repossession Service

The state of Florida issues licenses for companies, repo agents and interns through the Florida Department of Agriculture and Consumer Services (FDACS). Repo agencies must hold a Class “R” Recovery Agency license. Repo agents are required to obtain a class "E" license for individuals. Intern repo agents must obtain a class "EE" license. Florida does not have any requirements for lenders to notify a consumer in advance of a repossession order being issued. Pursuant to federal guidelines and the Uniform Commercial Code (UCC), all asset recoveries must be executed without a breach of the peace. Following a successful repossession, lenders are legally mandated to grant the consumer a 'Right of Redemption.' This provision allows the debtor to reclaim the collateral by satisfying the outstanding loan balance and any associated recovery costs in full.

Speedy Repo has a completely different approach when it comes to recovering collateral for a client. Most repo companies have their tow trucks head out for the evening each with a clipboard of 40 or 50 units they are after. When a Speedy Repo truck heads out, that truck is after one car, your car. Sometimes we even send two trucks out after the same car. This is how we are able to recover collateral that other companies have never been able to locate or recover. When you absolutely, positively have to recover your collateral, think Speedy Repo.

Yes, we charge more than traditional repossession companies, but we are worth it. We are so sure of our ability to locate and recover your collateral, that we operate on a contingent basis. If we do not recover your collateral, you owe us nothing. That's confidence, That's Speedy Repo.

All of our Florida repo agents are very experienced with recovering boats, water craft, and jet skis. We have professional boat captains in our employment and are capable of recovering large ships and vessels. If your boat or ship is to large to move by land, we have contracts with marinas that will allow us to store large boats and ships in their secure in water storage areas. No other company in Florida has the equipment, manpower and experience that Speedy Repo  has when it comes to recovering collateral on the water.

From Pensacola to Key West, Speedy Repo covers the whole state of Florida. If you suspect your collateral is in Florida but do not know exactly where it is, Speedy Repo will locate and recover your collateral or you don't owe us a penny. Our skip tracing staff are second to none when it comes to locating missing or hidden collateral here in Florida. We employ the best skip tracers in the state of Florida, if we do not find and recover your collateral, you owe us nothing. That's the Speedy Repo performance guarantee.

There are a large number of sub leasing scams scams operating in Florida. Sub leasing scams are defind as a vehicle owner sub let their RV, boat or car to a 3rd party, who then in turn sub let it to someone else. These are some of the most difficult cases to solve. Law enforcement will tell you it's a civil matter and won't get involved, but Speedy Repo will. We have recovered many pieces of collateral lost to sub leasing scams across the state of Florida.

Florida has more than it's share of transient skips. Traditionally,  when an individual that lives east of the  Mississippi gets in trouble in their hometown, many run and hide in Florida. We have the experience to know where the transient skips migrate to. What apartment buildings they move into, what employers hire them.  The bottom line is that we know where they go and will locate and recover your collateral no matter how many other companies have failed.