Michigan Repossession Service

Speedy Repo offers repossession services across the state of Michigan. Speedy Repo has 12 repossession service offices across the state of Michigan. We can perform a repossession anywhere in the state of Michigan for you. We specialize in difficult or complex repossession assignments anywhere in Michigan.

Speedy Repo has repossession service offices in the following Michigan cities:

Click below to order a repossession in Michigan.

The state of Michigan requires all Repossession companies to be licensed by the Michigan Department of Licensing and Regulatory Affairs (LARA). Michigan does not require the lender to notify a consumer prior to repossessing any collateral. However, if the loan originated in a right to cure state the right to cure requirements of that should be followed. The repossessor is required to notify Local law enforcement whenever a repossession is performed. Under federal law, 'self-help' repossession is permitted provided it is executed without a breach of the peace. Pursuant to the Uniform Commercial Code (UCC), lenders must grant debtors a 15-day right of redemption. To exercise this right, the debtor is required to either bring the account contractually current or satisfy the loan balance in full, at which point the lien holder must return the collateral.

Speedy Repo service provides a different approach to repossessing and securing the collateral for a customer. Many repossession service companies send their repo trucks out with a list of vehicles to be repossessed. When a Speedy Repo's truck ventured out on your repossession assignment that repo truck is after one vehicle and the mission is simple to reposess and secure your collateral. We send a spotter in an unmarked car to check the targeted area first. Whether it is a residential area, apartment complex, or the debtors place of employment. If your collateral is located at one of the targeted areas the spotter signals back to the repossession service driver with the logistics of the area to more efficiently facilitate a smooth repossession. We do not want to alert the debtor by driving a repossession truck past the location on numerous occasions/ alerting the debtor. We strive to be as stealthy as possible when repossessing your collateral without disturbing the peace. We want to "hook and book" as the saying goes. We have the repossession service equipment to provide full service collateral recovery in a secure and effective manner. When you have to recover your collateral call Speedy Repo.

Speedy Repo offers extensive experience in the recovery of boats, personal watercraft, and jet skis throughout Michigan. Over the years, we have built strong, professional relationships with marina managers and harbormasters across the state. These connections are vital; often, a debtor who has defaulted on their loan has also fallen behind on slip fees. By settling these outstanding storage balances, we gain seamless access to the collateral. In the niche of marine recovery, success is often determined by these established networks. Trust Speedy Repo for all your specialized marine repossession needs.

Michigan Repo Offices- Ada Adrian Albion Algonac Allegan Allen Park Allendale Alma Alpena Ann Arbor Auburn Hills Bad Axe Battle Creek Bay City Belding Bellaire Belleville Benton Harbor Berkley Berrien Springs Big Rapids Birch Run Birmingham Bloomfield Hills Boyne City Brighton Brooklyn Buchanan Burton Byron Center Cadillac Caledonia Calumet Canton Caro Cass City Cassopolis Cedar Springs Center Line Charlevoix Charlotte Cheboygan Chelsea Chesaning Clare Clarkston Clawson Clinton Township Clio Coldwater Coloma Commerce Township Comstock Park Coopersville Davison Dearborn Dearborn Heights Delton Detroit Dewitt Dexter Dowagiac Durand East Lansing East Tawas Eastpointe Eaton Rapids Edwardsburg Escanaba Essexville Farmington Fenton Ferndale Flat Rock Flint Flushing Fort Gratiot Fowlerville Frankenmuth Franklin Fraser Freeland Fremont Garden City Gaylord Gladwin Grand Blanc Grand Haven Grand Ledge Grand Rapids Grandville Grayling Greenville Grosse Ile Grosse Pointe Hamtramck Hancock Harbor Springs Harper Woods Harrison Harrison Township Hart Haslett Hastings Hazel Park Highland Highland Park Hillsdale Holland Holly Holt Houghton Houghton Lake Howell Hudsonville Imlay City Inkster Ionia Iron Mountain Iron River Ironwood Ishpeming Jackson Jenison Jonesville Kalamazoo Kalkaska Lake City Lake Orion L7ambertville Lanse Lansing Lapeer Lincoln Park Linden Livonia Lowell Ludington MacOmb Madison Heights Manistee Manistique Marine City Marlette Marquette Marshall Marysville Mason Melvindale Menominee Metamora Middleville Midland Milan Milford Millington Monroe Mount Clemens Mount Morris Mount Pleasant Munising Muskegon New Baltimore New Buffalo Newaygo Newberry Niles Northville Novi Oak Park Okemos Ontonagon Ortonville Oscoda Otsego Owosso Oxford Paw Paw Petoskey Pigeon Pinckney Pinconning Plainwell Plymouth Pontiac Port Huron Portage Redford Reed City Richland Richmond Rochester Rockford Rogers City Romeo Romulus Roscommon Roseville Royal Oak Saginaw Saint Clair Saint Clair Shores Saint Ignace Saint Johns Saint Joseph Saline Sandusky Sanford Saugatuck Sault Sainte Marie South Haven South Lyon Southfield Southgate Sparta Spring Lake Standish Sterling Heights Stevensville Sturgis Suttons Bay Swartz Creek Tawas City Taylor Tecumseh Temperance Three Rivers Traverse City Trenton Troy Utica Vassar Vicksburg Walled Lake Warren Washington Waterford Wayland Wayne West Bloomfield West Branch West Olive Westland White Cloud White Lake Whitehall Whitmore Lake Williamston Wixom Wyandotte Ypsilanti Zeeland

Michigan Repossession Title State: Repossessor License and Repossessor Registration information refer to: Michigan Repossession Bureau of Driver and Vehicle Records, 7064 Crowner Drive, Lansing, Michigan 48918

Michigan Repossession Recording: With Registrar of Deeds in county where mortgagor resides or where property is located. A financing statement required to be recorded with Registrar of Deeds and must be noted on the Certificate of Title as well. Uniform Commercial Code adopted January, 71964.

Michigan Repossession Recovery: Peaceful repossession permitted.

Michigan Repossession Redemption: Fifteen days after repossession.

Michigan Repossession Deficiency: Permitted if security agreement so provides and if notice and repo sale provision of act is followed.

Special Michigan Repossession Motor Vehicle Provisions: Michigan Repossession Affidavit of lien filed with Secretary of State and lien noted on Certificate of Title. Comprehensive Motor Vehicle Retail Installment Act in force.

Michigan Repossession Documents Required to Transfer Ownership of Motor Vehicle: Application for title in lien holder's name, certified copy of contract, notarized Power of Attorney, Michigan Repossession affidavit of repossession.

Michigan Repossession Plates: Remain with the owner or repossessor.