Minnesota Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Minnesota.

Click below to order a repossession in Minnesota.

Minnesota has no requirement for repossession companies or repossession agents to be licensed. Minnesota state law does require repo agents to immediately notify law enforcement as soon as a repossession is completed. Lenders are not required by Minnesota law to provide a 'Right to Cure' notice prior to repossession. The only exception occurs if the loan agreement originated in a state where these notices are legally required, as those specific state regulations would then take precedence. Federal law permits 'self-help' repossession provided it is carried out without a breach of the peace. Under the Uniform Commercial Code (UCC), lenders are required to grant debtors a 15-day right of redemption. To exercise this right, the debtor must either bring the account contractually current or satisfy the loan balance in full, at which point the lien holder must return the collateral.

Minnesota is the Land of Lakes and there is a plethora of boats here. Even though a small percentage of them go up fro repo each year, there are a large number of boat repossessions that take place in Minnesota. Speedy Repo are specialists in boat and personal watercraft recovery. Our success is built on long-standing relationships with marina managers and harbormasters who trust our process. Boat owners in default often owe back-fees to their harbors, we are prepared to settle those accounts to ensure a smooth, 'no questions asked' recovery of your asset. From jet skis to large vessels, Speedy Repo has the network and the expertise to recover your marine collateral efficiently. Keep us in mind for all your Minnesota boat and marine repossession needs.

Speedy Repo employs expert skip tracers capable of locating collateral regardless of where a debtor may be hiding in Minnesota. Our skip tracers are experienced and have located thousands of hidden collateral. By working in close coordination with law enforcement, and proprietary data bases, we find the 'skips' that other agencies miss. Our proprietary license plate reader (LPR) database contains over 1.5 million entries, tracking vehicle locations, dates, and times. With this data, we can often predict exactly where your collateral will be at any given moment. Our system probably already knows exactly where your collateral is right now. Call us today and give us the opportunity to show you just how good we are.

We operate on a contingent basis—if we don’t recover your asset, you owe us nothing. When other companies fail to locate or recover your property, trust the precision of Speedy Repo. For all your repossession needs in Minnesota, we have you covered.

Minnesota Repo Offices- Ada Aitkin Albert Lea Alexandria Andover Annandale Anoka Austin Bagley Bemidji Benson Big Lake Blue Earth Brainerd Buffalo Burnsville Caledonia Cambridge Cannon Falls Chanhassen Chaska Circle Pines Cloquet Cottage Grove Crookston Crosslake Dalton Deer River Delano Detroit Lakes Duluth East Grand Forks Eden Prairie Elk River Ely Excelsior Fairmont Faribault Farmington Fergus Falls Forest Lake Glencoe Glenwood Grand Marais Grand Rapids Granite Falls Hastings Hibbing Hopkins Hutchinson International Falls Inver Grove Heights Kasson La Crescent Lake City Lakeville Lindstrom Litchfield Little Falls Long Prairie Luverne Mankato Maple Lake Maple Plain Marshall Melrose Minneapolis Minnetonka Montevideo Monticello Moorhead Mora Morris Mound New Prague New Ulm Nisswa North Branch Northfield Olivia Osseo Owatonna Park Rapids Paynesville Pelican Rapids Pequot Lakes Perham Pine City Pine River Pipestone Princeton Prior Lake Red Wing Redwood Falls Rochester Rogers Roseau Rosemount Saint Cloud Saint James Saint Paul Saint Peter Sauk Centre Sauk Rapids Savage Shakopee Sleepy Eye South Saint Paul Spicer Stillwater Thief River Falls Two Harbors Virginia Waconia Wadena Waite Park Walker Waseca Wayzata Willmar Windom Winona Worthington Wyoming Zumbrota

Minnesota Repossession Title State: Repossessor License and Repossessor Registration information refer to: Minnesota Driver and Vehicle Services, 445 Minnesota St., St. Paul, Minnesota 55101

Minnesota Repossession Recording: With Department of Public Safety in St. Paul.

Minnesota Repossession Recovery: Peaceful repossession permitted.

Minnesota Repossession Redemption: Ten day repo redemption. (contact local repossessor agent)

Minnesota Repossession Deficiency: Judgment notes are valid.

Minnesota Repossession Special Motor Vehicle Provisions: None.

Documents Required to Transfer Ownership of Minnesota Repossession Motor Vehicle: Vehicles must be sold in a reasonable commercial manner; notice of sale, affidavit of posting, affidavit of service, report of sale, affidavit of attorney, properly certified to by the office of record in which it is filed. Copy of Minnesota Repossession Conditional Sales contract where applicable. When repossessed - sign off title as seller - do not release lien and affidavit of repossession.

Minnesota Repossession Plates: Remain with the vehicle or repossessor.