North Carolina Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of North Carolina.

Click below to order a repossession in North Carolina.

North Carolina does not license repossession companies or agents. North Carolina does not warrant that the lender notify the debtor prior to repossessing the collateral. If however, the loan was originated in a right to cure state, the lender should follow the regulations of that state. Repossessors must notify local police or sheriff as soon as any repossession is completed. The following information should be provided to law enforcement: address of the repossession, VIN number of the repossessed vehicle, license plate, name of the vehicle owner, your company name and contact information. Federal regulations demand that the peace not be breached during the repossession. Lenders are also required to advise their customer of their right to redeem any time a repossession is performed. The notification must take place in writing and let the customer know that the lender intends to sell the collateral at auction. The consumer can prevent this if they pay the loan off in full within 15 days. Their collateral will be returned to the consumer if they pay the loan off within the allotted time.

Using technology to increase productivity and efficiency is what separates Speedy Repo from our competition. We are one of the first repo companies to subscribe to real time satellite imaging.   Why waste time 'running addresses' when technology can do the work? Speedy Repo leverages real-time and historical satellite imaging to locate hidden collateral with pinpoint accuracy. This subscription allows our skip tracers to visually inspect properties—including secured areas—without ever leaving their vehicles. Our system’s advanced tracking features allow us to highlight a vehicle and trace its historical movements through the city. If we find your collateral in a restricted area, we can trace its path back to its 'home base' or a previous parking spot. These advanced skip tracing methods give Speedy Repo a distinct advantage, ensuring we recover your assets faster than any traditional repo company.

Speedy Repo was one of the first companies to use Eagle Claw tow trucks in North Carolina. Using a traditional tow truck can take on average 3 to 5 minutes to load and secure the collateral and get out of the driveway. Using an Eagle Claw system cuts this time down to 30 seconds for an experienced driver and 45 seconds for a trainee. Yes, 30 seconds for the total time our truck is in the driveway, Hook and Book is the name of the game. This protects the safety of our drivers by virtually eliminating confrontations with the consumer, reduces breach of the peace complaints and protects the collateral. Speedy Repo believes in using state of the art technology to out perform our competition at every stage of the repossession process. Hire us today and discover why we are called Speedy Repo!

North Carolina Repo Offices- Aberdeen Advance Ahoskie Albemarle Angier Apex Arden Asheboro Asheville Atlantic Beach Ayden Banner Elk Beaufort Belmont Benson Bessemer City Black Mountain Blowing Rock Bolivia Boone Brevard Bryson City Burgaw Burlington Burnsville Candler Canton Carolina Beach Carrboro Carthage Cary Cashiers Chapel Hill Charlotte Cherokee Cherryville China Grove Claremont Clayton Clemmons Clinton Clyde Columbus Concord Connellys Springs Conover Cornelius Creedmoor Dallas Davidson Denton Denver Dobson Dunn Durham Eden Edenton Elizabeth City Elizabethtown Elkin Farmville Fayetteville Fletcher Forest City Franklin Fuquay Varina Garner Gastonia Goldsboro Graham Granite Falls Greensboro Greenville Hamlet Hampstead Harrisburg Havelock Hayesville Henderson Hendersonville Hertford Hickory High Point Highlands Hillsborough Holly Ridge Hope Mills Hudson Huntersville Indian Trail Jacksonville Jamestown Kannapolis Kernersville Kill Devil Hills King Kings Mountain Kinston Kitty Hawk Knightdale La Grange Laurinburg Leland Lenoir Lewisville Lexington Liberty Lillington Lincolnton Louisburg Lumberton Madison Maiden Manteo Marion Matthews Maxton Mebane Mocksville Monroe Mooresville Morehead City Morganton Morrisville Mount Airy Mount Holly Mount Olive Murphy Nags Head Nashville New Bern Newland Newport Newton North Wilkesboro Oak Island Oxford Pembroke Pinehurst Pineville Pittsboro Plymouth Raeford Raleigh Ramseur Randleman Red Springs Reidsville Roanoke Rapids Robbinsville Rockingham Rocky Mount Roxboro Rutherfordton Saint Pauls Salisbury Sanford Selma Shallotte Shelby Siler City Smithfield Snow Hill Southern Pines Southport Sparta Spring Lake Spruce Pine Stanley Statesville Summerfield Sunset Beach Supply Swansboro Sylva Tabor City Tarboro Taylorsville Thomasville Trinity Troy Tryon Valdese Vale Wadesboro Wake Forest Wallace Warrenton Warsaw Washington Waxhaw Waynesville Weaverville Wendell West End West Jefferson Whiteville Wilkesboro Williamston Wilmington Wilson Windsor Winston Salem Winterville Wrightsville Beach Yadkinville Zebulon

North Carolina Repossession Title State: Repossessor License and Repossessor Registration information refer to: North Carolina Repossession Division of Motor Vehicles, Vehicles Registration, 1100 New Bern Avenue, Raleigh, North Carolina 27696

North Carolina Repossession Recording: Filed with the clerk of the Superior Court in the county where mortgagor or buyer resides; if a non-resident, recorded where the repo property is located. Liens on North Carolina Repossession motor vehicles must be recorded on certificate of title. Uniform Commercial Code adopted June, 1967.

North Carolina Repossession Recovery: Peaceful repossession permitted.

North Carolina Repossession Redemption: No right of redemption after foreclosure and repo sale.

North Carolina Repossession Deficiency: Judgment notes are invalid and deficiency is permitted only if debt is not for the purchase price.

North Carolina Repossession Special Motor Vehicle Provisions: Certificate of lien is sent to Department of Motor Vehicles. Effective against third parties and need not be otherwise recorded. North Carolina Repossession liens recorded on title and sent to first lien holder.

North Carolina Repossession Documents Required to Transfer Ownership of North Carolina Repossession Motor Vehicles: Title in debtor's (or repossessor) name, affidavit of repossession.

PLATES: Remain with the owner.