South Carolina Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of South Carolina.

Click below to order a repossession in South Carolina.

South Carolina does not have a specific license for repo companies or repo agents. South Carolina is a right to cure state, so lenders are required to send a notice to their customer in advance of repossession. Once an account is at least 10 days past due lenders must send a notice giving their customer a minimum of 20 days to catch up on missed payments. The notice should also explain that if the loan is not paid contractually current after the 20 days the lien holder has the right to repossess the collateral. The notification should be sent by certified mail so that the lien holder can prove that they sent the notice within the prescribed guidelines. Pursuant to the Uniform Commercial Code (UCC), all asset recoveries must be executed without a breach of the peace. Additionally following a successful repossession, lien holders are mandated to provide debtors with a formal notice via certified mail regarding their Right of Redemption. This notification must detail the scheduled public auction and specify the exact payoff amount required to reclaim the asset. Furthermore, the notice must stipulate that if the loan is satisfied in full within 15 days, the lender is obligated to return the collateral to the consumer.

On an average month Speedy Repo's South Carolina offices repossess a little bit of everything. Of course we repossess many cars, SUV's and pickup trucks. We also recover a large number of semi trucks, recreational vehicles, and boats. Our staff of repo agents have seen and repossessed it all. They are well trained in the laws governing repossessions along with safety and operation of all types of repossession equipment and trucks. Our equipment is state of the art  and is maintained on a strict schedule. Every driver is required to complete a truck inspection form at the beginning of their shift every day. Equipment maintenance is a priority at Speedy Repo. Chance favors the prepared, Speedy Repo is prepared to handle all of your repossession needs, please give us a chance to show you exactly how good we are.

Many years South Carolina ranks second in number of boats per capita in the United States. Last year there were over 360,000 boats and watercraft registered in South Carolina. As you can imagine this leads to there being a large number of boat repossessions. On an average week we repossess several boats and a half dozen personal watercraft at all of our South Carolina repossession offices. It doesn't matter if the boat is stored on land or in the water. We know what we are doing and can handle any boat or Jet Ski repossession here in South Carolina. Your collateral depreciates every day, please call Speedy Repo for the fastest possible repossession.

South Carolina Repo Offices- Abbeville Aiken Anderson Andrews Bamberg Barnwell Batesburg Beaufort Belton Bennettsville Bishopville Bluffton Camden Cayce Chapin Charleston Cheraw Chesnee Chester Chesterfield Clemson Clinton Clover Columbia Conway Darlington Dillon Duncan Easley Edgefield Florence Fort Mill Fountain Inn Gaffney Georgetown Goose Creek Greenville Greenwood Greer Hampton Hardeeville Hartsville Hilton Head Island Inman Irmo Johns Island Kingstree Lake City Lancaster Landrum Laurens Leesville Lexington Little River Longs Loris Lugoff Lyman Manning Marion Mauldin Mc Cormick Moncks Corner Mount Pleasant Mullins Murrells Inlet Myrtle Beach Newberry North Augusta North Charleston North Myrtle Beach Orangeburg Pageland Pawleys Island Pendleton Pickens Piedmont Ridgeland Rock Hill Saint George Saint Matthews Saluda Seneca Simpsonville Spartanburg Summerville Sumter Taylors Travelers Rest Union Walhalla Walterboro West Columbia Westminster Winnsboro Woodruff York

South Carolina title, and repossession requirements:

South Carolina Repossession Title State: Repossessor License and Repossessor Registration information refer to: South Carolina Repossession Division of Motor Vehicles, P.O. Box 1498, Columbia, South Carolina 29216

South Carolina Repossession Recording: Must be filed within 10 days in the county where buyer or mortgagor resides; if non-resident, where repo property is located at time of execution of instrument. The place of recording in the office of the Registrar of South Carolina Repossession Conveyances; where such office does not exist, with the Clerk of the Court. Uniform Commercial Code adopted January, 1968.

South Carolina Repossession Recovery: Allowed if peaceful, twenty day repo cure law in effect.

South Carolina Repossession Redemption: South Carolina Repossession Cure law in effect.

South Carolina Repossession Deficiency: Permitted.

Special South Carolina Repossession Motor Vehicle Provisions: Liens must be recorded on face of the title. (Exclusive method of recording.)

South Carolina Repossession Documents Required to Transfer Ownership of Motor Vehicle: Title and lien release; repossession affidavit and South Carolina Repossession notarized Power of Attorney.

South Carolina Repossession : Remain with owner or repossessor.