Vermont Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Vermont.

Click below to order a repossession in Vermont.

Vermont does not mandate repo agents or repossession agencies obtain a state specific license to repossess collateral.  Lenders have no requirements to notify a delinquent consumer prior to repossession. This does not apply if the promissory note that pledges the vehicle as collateral was signed in a Right to Cure state. If that is the case then the laws of where the note was signed should be followed. Section 9 of the Uniform Commercial code requires that no breach of the peace occurs during the repossession process. The UCC also establishes the framework for post-repossession compliance. Lenders are required to send a certified notice to the debtor explaining their right of Redemption. Essentially, the debtor has a 15 day window to pay the loan in full and get their repossessed collateral back. If the debtor does not pay off the loan within the 15 days, the lender will auction off the collateral. If the auction proceeds are more than the loan balance the lender will cut a check to the debtor for the left over money. If the auction proceeds are less than the loan balance the lender will normally file a lawsuit for the difference. 

Speedy Repo is among the few recovery agencies in Vermont specializing in private party repossessions. This service is designed for situations where someone else has your vehicle and refuses to return it to you. It could be a friend, relative or even an employee that just took off with your companies vehicle. In these cases, law enforcement typically classifies the dispute as a civil matter, leaving the owner without immediate recourse. We can even locate your vehicle and recover your vehicle if you do not know where they are located. Our skip tracers are some the best in the industry and can locate anyone no mater where they are hiding. We have license plate reader cameras that may already know where your vehicle is at. We are so certain that we will be successful that we operate on a 'No Recovery, No Fee' guarantee. Please give Speedy Repo a call today to get us started on your private party repossession assignment.

The dairy industry in Vermont has been in a slow decline for a decade. The number of dairy farms has decreased from over 4,000 to just over 400. This of course has resulted in Speedy Repo being called upon to repossess all types of equipment used on dairy farms. We have always been specialists in agricultural equipment repossessions, now we have become experienced in repossessing dairy farm equipment. This isn't the kind of repossession that is going to take place by "Stealth of Night" we have to knock and demand then negotiate surrender. It is a tough assignment, but we have done this hundreds of times. Our demand and negotiations are will honed skills at this point. We are so certain of our ability to recover your collateral, that we will not charge you unless we recover your collateral. Please call us today to find out more about how we can help you with your agricultural equipment repossession needs.

Vermont Repo Offices- Barre Bennington Brattleboro Burlington Colchester Essex Junction Ludlow Manchester Middlebury Milton Montpelier Morrisville Newport Northfield Randolph Rutland Saint Albans Saint Johnsbury Shelburne South Burlington Springfield Stowe Waitsfield Waterbury White River Junction Williston Woodstock Middlebury, Bennington, Saint Johnsbury, Burlington, Guildhall, Saint Albans, North Hero, Hyde Park, Chelsea, Newport, Rutland, Montpelier, Newfane, Woodstock

Vermont title, and repossession requirements:

Vermont Repossession Title State: Repossessor License and Repossession Registration information refer to: Vermont Repossession Department of Motor Vehicles, 120 State St., Montpelier, Vermont 05603. Tel.: (802) 828-2000. Fee for search of records: Reasonable fee to be determined by Commissioner.

Vermont Repossession Recording: In the office of the town clerk of the town of residence of the purchasers; if non-resident, in county where property is located. Uniform Commercial Code adopted in January, 1967.

Vermont Repossession Recovery: Peaceful repossession permitted.

Vermont Repossession Redemption: Permitted before sale only by curing the breach of the mortgage.

Vermont Repossession Deficiency: Judgment notes are invalid.

Special Vermont Repossession Motor Vehicle Provisions: No special provisions.

Vermont Repossession Documents Required to Transfer Ownership of Vermont Repossession Motor Vehicle: Registration in lien holder's name; notarized Power of Attorney, notarized Bill of Sale; repossession affidavit from repossessor.

Vermont Repossession Plates: Plates follow the owner if transferred within 5 days. If not, returned to the Commissioner or repossessor.