Washington Repossession Service

Speedy Repo has repossessors and repossession agents throughout the State of Washington.

Click below to order a repossession in Washington.

Washington state does not have any licensing requirements for repo agents or repo companies. There are no regulations for a lien holder to notify a consumer that they intend to repossess their collateral in Washington. This does not apply if the loan originated in a right to cure state. If that is the case, the right to cure law of state where the load originated should be followed. Article 9 of the Uniform Commercial Code (UCC) stipulates that upon the recovery of collateral following a default, the lien holder must formally notify the debtor of their Right of Redemption. This notification, typically issued via certified mail, must confirm the repossession and state the lender’s intent to dispose of the asset at auction. The notice must specify that auction proceeds will be applied toward the outstanding loan balance; any surplus must be returned to the consumer, while any remaining deficiency may result in legal action against the debtor. Furthermore, the debtor must be informed of their right to satisfy the debt in full within 15 days to secure the return of the collateral. In all instances, the UCC strictly prohibits any breach of the peace during the execution of a recovery.

You wouldn't know it unless you live in Washington state, but we are an agricultural powerhouse. We lead the USA in growing hops, pears, spearmint, sweet cherries, apples and blueberries. Dairy and cattle are also a big part of our economy. Needless to say, this has created a large demand for the repossession of agricultural equipment. Speedy Repo has risen to be the number 1 choice for lien holders when they need to recover agricultural equipment. When it comes to recovering agricultural equipment we have the experience to know that it is a waste of time to do surveillance, waiting for the right moment to run in and repo the equipment by stealth of night. It takes to long to load up, farmers have Ring cameras that allow them to see through their phone that someone is in their barn. We understand that the best way to perform a repo of agricultural equipment is to knock and demand. We let them know that they either have to pay off the loan immediately, or voluntarily surrender the collateral. If they don't we will get a replevin and be back with a court order and the sheriff. We explain that bringing out the sheriff isn't the way that any of us want this to go, but that they have to make a decision. Of course this is the nutshell version of our demand. We have left many of the finer points out in an effort to not educate our competition too much. Our success rate for demanding surrender for agricultural equipment is above 90%. Please call us today to put Speedy Repo on your repo assignment.

We specialize in handling the tough repossession assignments that most companies either won't accept or just send you a close out bill after 90 days. We accept fraud cases, sub leasing scams, and private party repossessions. How do we do it? Our network of license plate reader (LPR) cameras is one of the keys to our success on tough repo assignments. Our computer system likely knows where your collateral is being parked at during the day, it knows where it is parked at night. All we need to do is look at our data base and dispatch one of our trucks. We have turned the art of skip tracing into a science. It costs you nothing if we are unsuccessful at recovering your collateral. That's the Speedy Repo, No recovery = No Fee Guarantee.

Washington Repo Offices- Aberdeen Anacortes Arlington Auburn Bainbridge Island Battle Ground Belfair Bellevue Bellingham Blaine Bothell Bremerton Buckley Burlington Camas Centralia Chehalis Chelan Cheney Clarkston Cle Elum Clinton Colfax Colville Coupeville Deer Park Duvall East Wenatchee Eastsound Eatonville Edmonds Ellensburg Elma Enumclaw Ephrata Everett Federal Way Ferndale Forks Freeland Friday Harbor Gig Harbor Goldendale Graham Grandview Hoquiam Issaquah Kelso Kenmore Kennewick Kent Kingston Kirkland Lacey Lake Stevens Lakewood Langley Leavenworth Long Beach Longview Lynden Lynnwood Maple Valley Marysville Mercer Island Monroe Montesano Moses Lake Mount Vernon Mountlake Terrace Mukilteo Newport North Bend Oak Harbor Olympia Omak Othello Pasco Port Angeles Port Orchard Port Townsend Poulsbo Prosser Pullman Puyallup Quincy Redmond Renton Richland Ridgefield Sammamish Seattle Sedro Woolley Selah Sequim Shelton Silverdale Snohomish Spanaway Spokane Stanwood Sumner Sunnyside Tacoma Toppenish Vancouver Vashon Walla Walla Washougal Wenatchee White Salmon Woodinville Woodland Yakima Yelm

Washington title, and repossession requirements:

Washington Repossession Title State: Repossessor License and Repossessor Registration information refer to: Washington Repossession Department of Repossessor Licensing Highways, P.O. Box 9042, Olympia, Washington 98507

Washington Repossession Recording: Security agreement perfected by application for title showing secured party as legal owner. Perfected as of date of signing, if application made within 8 department days of signing; otherwise, as of date title application is received.

Washington Repossession Recovery: Peaceful repossession permitted.

Washington Repossession Redemption: Ten day repo redemption.

Washington Repossession Deficiency: Deficiency judgment can be taken after foreclosure if a chattel mortgage, however deficiencies not allowed if a conditional sales contract.

Special Washington Repossession Motor Vehicle Provisions: Liens are recorded on title.

Documents Required to Transfer Ownership of Washington Repossession Motor Vehicle: Certificate of title with lien signed off, notarized affidavit of repossession, notarized copy of contract and odometer statement.

Washington Repossession Plates: Remain with the repo vehicle.